Union Plus Credit Card Good or bad

To be honest, Union Plus Credit Card actually are not bad! since their APR are about 14% to 23% ! and also they have intro APR 0 % for 12 month! late fee about $35 and fee for cash advance are 4% ! from their APR, I can tell they are good company!  but as always, most of these company will needing high Credit score! so if you have problems with bad credit score, my suggestion is try

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